Sample report · illustrative portfolio

Portfolio risk & yield report

What an AllocClarity report looks like. The portfolio is made up: eight positions worth $48.0M. Everything the engine says about it is real output: scores, bands, score breakdowns, yields and TVL as of 2026-09-22.

Grey background: placeholder sections with made-up data. The engine does not produce these yet.

Generated 22 September 2026 · Methodology v1.14.0 · Mandate: band B or better · Wallet 0x7a3f…c21e

Executive summary

Portfolio value

$48.0M

8 positions · 6 protocols · 2 chains

Portfolio risk score

74.0 / 100 B

Value-weighted average. Higher is safer

Outside the mandate

16.7%

2 positions below band B ($8.0M)

Largest position

25.0%

Sky Spark - Savings Account

Weakest dimension

63 / 100

Counterparty & operations

Current yield

3.30%

30-day average, value-weighted

Diversification

Fair

Score 61 / 100 · 6 protocols, 2 chains

Idle assets

$6.5M

In the wallet, earning 0%

Coverage

82.1%

$48.0M of $58.4M analysed

The opportunity

Current

3.30%

Score 74.0 B

After reallocation

3.67%

Score 83.2 B

Additional annual income

+$178,100

Every position inside the mandate

Per month

+$14,842

Per week

+$3,425

Per day

+$488

Projection only. It assumes the reallocation below is executed in full and that 30-day average yields persist. Gas, slippage and execution timing are not included.

Portfolio analytics

Allocation by vaultShare of the $48.0M book

Sky Spark - Savings Account25.0%

Aave - USD Coin18.8%

Ethena - sUSDe12.5%

Lido - stETH12.5%

Syrup - syrupUSDC10.4%

Aave - USDe8.3%

Ether.fi Liquid - ETH Yield6.3%

Aave - Wrapped Ether6.3%

Allocation by chain

Ethereum93.8%

Arbitrum6.3%

Allocation by protocol

Aave33.3%

Sky Spark25.0%

Ethena12.5%

Lido12.5%

Syrup10.4%

Ether.fi Liquid6.3%

Risk score by position0–100, higher is safer. Lines mark where a band starts: D 40 · C 55 · B 70 · A 85

Sky Spark - Savings Account87.2 A

Aave - USD Coin77 B

Ethena - sUSDe78.7 B

Lido - stETH86.1 A

Syrup - syrupUSDC30 F

Aave - USDe77 B

Ether.fi Liquid - ETH Yield49 D

Aave - Wrapped Ether73 B

Risk against valueEach dot is a position. Large dots far left are the problem

A B C D Frisk band, A safest

Hover or focus any bar or dot for its figures. Every value charted here is also in the Positions table below.

Performance & diversification over time Placeholder data

Portfolio valueLast 90 days

Portfolio risk score0–100, higher is safer

Diversification score0–100, higher is more diversified

Portfolio risk calculation Placeholder data

Value-weighted position scoreEach position's score × its share of the book74.0

Concentration penaltyLargest position 25.0% (applied above 20%)-1.5

Diversification benefit6 protocols across 2 chains+0.8

Final portfolio risk score74.0 − 1.5 + 0.873.3

Positions

Vault	Chain	Amount	Value	% of book	Yield 30d	Risk-adj.	Score	Band
Sky Spark - Savings AccountUSD stablecoins · TVL $4.4B	Ethereum	11,276,076 sUSDS	$12,000,000	25.0%	3.51%	2.93%	87.2	A
Aave - USD CoinUSD stablecoins · TVL $2.1B	Ethereum	8,457,057 aUSDC	$9,000,000	18.8%	3.72%	2.82%	77	B
Ethena - sUSDeUSD stablecoins · TVL $1.3B	Ethereum	5,638,038 sUSDe	$6,000,000	12.5%	4.56%	3.71%	78.7	B
Lido - stETHETH · TVL $23.9B	Ethereum	2,978.6 stETH	$6,000,000	12.5%	2.24%	1.63%	86.1	A
Syrup - syrupUSDCUSD stablecoins · TVL $975.4M	Ethereum	4,698,365 syrupUSDC	$5,000,000	10.4%	4.89%	-4.52%	30	F
Aave - USDeUSD stablecoins · TVL $661.1M	Ethereum	3,758,692 aUSDe	$4,000,000	8.3%	1.28%	0.38%	77	B
Ether.fi Liquid - ETH YieldETH · TVL $345.0M	Ethereum	1,489.3 liquidETH	$3,000,000	6.3%	3.12%	-1.55%	49	D
Aave - Wrapped EtherETH · TVL $245.3M	Arbitrum	1,489.3 aWETH	$3,000,000	6.3%	0.96%	-0.37%	73	B

Rows marked in red sit below band B, outside this portfolio's mandate. Risk-adjusted yield discounts the 30-day yield by the vault's risk score, so a negative figure means the yield does not pay for the risk.

Where each score comes from

Every score is 40% a quantitative anchor computed daily from on-chain data, and 60% a structural assessment across five dimensions. Caps and hard floors can then lower it.

Vault	Anchor	Counterparty	Asset	Control	Contract	Liquidity	Final	Band
Sky Spark - Savings Account	95	67	55	85	96	100	87.2	A
Aave - USD Coin	100	53	95	70	96	70	77	B
Ethena - sUSDe	95	58	65	55	96	55	78.7	B
Lido - stETH	100	83	95	65	92	60	86.1	A
Syrup - syrupUSDC	95	67	85	50	92	50	30	F
Aave - USDe	82	53	85	70	96	70	77	B
Ether.fi Liquid - ETH Yield	100	60	60	35	76	45	49	D
Aave - Wrapped Ether	100	53	95	70	96	70	73	B
Portfolio (value-weighted)	96	63	77	67	94	71	74.0	B

Structural dimensions: Counterparty & operations (15%), Asset & collateral quality (20%), Control & governance (20%), Contract & platform security (25%), Liquidity & exit (20%). All columns are 0–100, higher is safer. The final score is not a plain blend of the columns: a vault is never rated safer than its weakest critical dependency, and hard floors cap the score the day an exploit, depeg or blocked redemption hits.

Asset, protocol and chain risk Placeholder data

Separate scores for the token, the protocol and the chain underneath each vault. All 0–100, higher is safer.

Asset	Market	Fundamental	Liquidity	Counterparty	Overall	Band
USDS	95	89	48	64	74	B
USDC	95	64	87	55	75	B
USDe	50	71	58	87	67	C
stETH	76	68	64	92	75	B
syrupUSDC	75	54	91	57	69	C
weETH	48	50	93	70	65	C
WETH	65	91	88	87	83	B

Protocol	Market	Fundamental	Liquidity	Counterparty	Overall	Band
Sky Spark	76	64	78	70	72	B
Aave	95	50	53	88	72	B
Ethena	74	67	87	61	72	B
Lido	55	86	68	79	72	B
Syrup	61	73	90	72	74	B
Ether.fi Liquid	81	51	72	70	69	C

Chain	Market	Fundamental	Liquidity	Counterparty	Overall	Band
Ethereum	79	86	89	57	78	B
Arbitrum	69	55	76	73	68	C

Suggested reallocation

Position	Value	Now	Yield	Suggested vault	After	Yield	Income / yr	Income / wk
Sky Spark - Savings AccountKeep	$12.0M	A 87.2	3.51%	No move suggested under the rules below				—
Aave - USD CoinBetter risk-adjusted yield available	$9.0M	B 77	3.72%	Morpho - Gauntlet USDC Prime (Base · Morpho V1)Base · TVL $424.4M	B 84.2	4.24%	+$46,800	+$900
Ethena - sUSDeKeep	$6.0M	B 78.7	4.56%	No move suggested under the rules below				—
Lido - stETHKeep	$6.0M	A 86.1	2.24%	No move suggested under the rules below				—
Syrup - syrupUSDCBelow mandate	$5.0M	F 30	4.89%	Ethena - sUSDeEthereum · TVL $1.3B	B 78.65	4.56%	−$16,500	−$317
Aave - USDeBetter risk-adjusted yield available	$4.0M	B 77	1.28%	Aave - USD CoinAvalanche · TVL $60.3M	B 83	4.12%	+$113,600	+$2,185
Ether.fi Liquid - ETH YieldBelow mandate	$3.0M	D 49	3.12%	Frax Finance - Staked Frax Ether (sfrxETH)Ethereum · TVL $107.5M	B 79	2.61%	−$15,300	−$294
Aave - Wrapped EtherBetter risk-adjusted yield available	$3.0M	B 73	0.96%	Frax Finance - Staked Frax Ether (sfrxETH)Ethereum · TVL $107.5M	B 79	2.61%	+$49,500	+$952

Rules: same asset class only, band B or better, TVL of at least $10.0M, ranked by risk-adjusted 30-day yield. A position is never moved to a lower band for yield, and no suggested vault may end up holding more than 25% of the book. Liquidity-pair vaults are never suggested because of impermanent loss. A position below the mandate is moved even when that lowers the headline yield.

Idle assets Placeholder data

$6.5M sits in the wallet earning nothing. Putting it to work inside the mandate would add about $247,650 a year.

Asset	Value	Yield now	Suggested vault	Band	Yield	Income / yr	Income / wk
USDCIdle in wallet	$4.0M	0.00%	Ethena - sUSDeEthereum · TVL $1.3B	B 78.65	4.56%	+$182,400	+$3,508
ETHIdle in wallet	$2.5M	0.00%	Frax Finance - Staked Frax Ether (sfrxETH)Ethereum · TVL $107.5M	B 79	2.61%	+$65,250	+$1,255

Top opportunities inside the mandate

Vault	Asset	Chain	Yield 30d	Risk-adj.	TVL	Score	Band
Ethena - sUSDe	USD stablecoins	Ethereum	4.56%	3.71%	$1.3B	78.65	B
Morpho - Gauntlet USDC Prime (Base · Morpho V1)	USD stablecoins	Base	4.24%	3.57%	$424.4M	84.2	B
Aave - USD Coin	USD stablecoins	Avalanche	4.12%	3.41%	$60.3M	83	B
Morpho - Grove x Steakhouse USDC High Yield (Base)	USD stablecoins	Base	4.25%	3.38%	$77.8M	77.8	B
Morpho - Gauntlet USDC Prime (Ethereum Mainnet · gtUSDC)	USD stablecoins	Ethereum	4.13%	3.32%	$27.6M	79.8	B
Aave - TetherToken	USD stablecoins	Avalanche	4.00%	3.29%	$26.3M	83	B
Morpho v2 - Gauntlet USDC Prime (Ethereum Mainnet · gtusdcp)	USD stablecoins	Ethereum	4.16%	3.27%	$87.6M	77.4	B
Morpho - Steakhouse Prime USDC (Base · Morpho V1)	USD stablecoins	Base	4.02%	3.15%	$21.0M	78	B
Morpho - Vault Bridge USDC	USD stablecoins	Ethereum	3.97%	3.10%	$12.7M	78	B
Morpho - Spark USDC Vault (Base · 0x7bfa7c…)	USD stablecoins	Base	3.81%	2.94%	$272.4M	78	B

Coverage Placeholder data

Analysed $48.0M of $58.4M in the wallet (82.1%). The rest is idle assets, positions in protocols not yet supported, and filtered tokens.

Other DeFi positions

Tracked, but in protocols the engine cannot score yet, so they carry no risk score and no yield suggestion.

Position	Protocol	Chain	Amount	Value
PT-sUSDe (Dec 2026)	Pendle	Ethereum	1,486,300	$1,412,000
3pool LP	Curve	Ethereum	871,950	$903,000

Not analysed

Unsupported assets, 14 tokens worth $1,625,000: ARB, CRV, CVX, ENA, LDO, MKR, MORPHO, PENDLE, RPL, SKY, SNX, UNI, YFI, ZRO
Unsupported chains: Solana, Tron
Unsupported protocols: Pendle, Curve

Appendix: filtered tokens

8 tokens were left out of this report as likely spam or scams. A token is filtered when any of these holds, checked in order:

It appears on a third-party spam list
It imitates a known token: same symbol, priced under 0.01% of the real one
Its position value is implausible (over $100B)
The balance is huge and nearly worthless: over 1B units worth under $10K, or over 1M units worth under $1K
A "verified" flag only counts once every check above has passed

How to read this report

Scores run from 0 to 100 and higher is safer. Bands: A 85+ · B 70+ · C 55+ · D 40+ · F below 40
A score ranks the relative risk of vaults under a published, versioned rulebook. It is not a probability that a vault will lose money
Yields are 30-day moving averages, not spot rates, so a few hours of spiking APY cannot move the ranking
The portfolio score is the value-weighted average of position scores. Concentration is reported beside it, not folded into it
Data as of 2026-09-22, methodology v1.14.0. Scores are recomputed nightly

Get this report for your portfolio Back to home

Report ID e0ee9f13-10ec-49ae-9c1c-832986c69646 · Generated 2026-09-22T10:14:30Z · Portfolio: illustrative, not a real wallet · Wallet 0x7a3f…c21e · Schema: report-v1
This report is for information only and is not investment advice.